The free Excel model that forecasts every dollar of AP you'll pay, month by month

Many AP surprises don't come from unexpected expenses. They come from bills that were already in the system sitting unapproved, mis-scheduled, or simply untracked until they hit your bank account.

This template projects every expense account from your historicals and applies your real payment timing, rolling your AP balance forward month by month. You get a clear view of what's owed, when it's due, and what's coming, so nothing catches you off guard.

Update the assumptions with your own payment schedules, and it automatically generates monthly, quarterly, and annual views of upcoming payments, a full cash disbursement schedule, and a built-in error check that flags the moment something breaks.

Built for finance leaders who want to get ahead of cash going out the door, not explain it after the fact. ApprovalMax helps close the loop: once you can see what's coming, we make sure everything in that pipeline has the right sign-off before it goes out.